The road accident compensation is the Ministry of public security and China CIRC for roads and rural areas to prevent road traffic accident caused traffic congestion and timely evacuation of two accidents, and effectively solve the traffic accident processing time is long, complicated procedures and formalities of insurance claims is difficult, complex, low efficiency, combined with a reform measure the launch of the.
Through the application of "Internet plus" concept and technology, to further simplify the road traffic accident treatment and insurance claims process, realize the scene of road traffic accident insurance consultation and identification, rapid loss, rapid settlement of road traffic accidents, to provide convenient, fast and efficient fast fast pay service for the masses.
What is the application range of quick settlement of road traffic accidents? The traffic of Ding An is said to you carefully.
When a motor vehicle or a motor vehicle causes a road traffic accident that only causes vehicle loss, all parties shall insure motor vehicle traffic accident liability compulsory insurance, and the party can move the vehicle voluntarily, so that it can apply for quick compensation.
The traffic management department and insurance supervision department of the provincial public security organs can combine the actual conditions to stipulate the specific application scope of the Internet to deal with the road traffic accidents online, such as the following 21 kinds of traffic accidents.
1. In the same lane, it is not required to keep the necessary safety distance from the front car (rear end).
2. When the lane changes, it affects the motor vehicle running normally in the related lane.
3. When the green light is bright, the turning motor is not allowed to go ahead of the straight line of motor vehicles being released.
4. When a red light is on, a right turning motor is not allowed to go first.
5, continue to pass in a red light
6. In a left turning place, a motor vehicle that is turning left in the same lane ahead of the same lane;
7. Through an intersection without a traffic light control or a traffic police command, a motor vehicle that is not allowed to pass through the traffic signs and marking instructions
8. Through a road junction without a traffic light control and no traffic police command, a turning motor vehicle is not allowed to go straight ahead of the motor vehicle.
9, no traffic lights or traffic policemen commanded the intersection. In the opposite direction, the right turn of the motor vehicle left the left turning vehicle ahead.
10. A motor vehicle that is ready to enter the roundabout does not allow a motor vehicle already in the intersection.
11. When you turn the head in a turn - off place, you don't let the normal motor vehicle go first.
12. In a place that can be turned off, a motor vehicle that is turning off in the same lane ahead.
13. Turn around in a place that forbids the turn of the head.
14. Reverse driving
15, with the vehicle coming from the opposite direction will be possible when overtaking
16. Overtaking the overtaking vehicle ahead
17. Do not drive according to the guide Lane
18. Do not reverse the rules
19.
20. The switch door causes a road traffic accident.
21. The spilt and drift of the loaded goods caused road traffic accidents
There are three modes of quick settlement of road traffic accidents, which are as follows:
(1) the Internet is quick to compensate for the traffic accident. The use of "Internet plus" thinking, the mobile network technology is introduced to deal with traffic accidents, minor road traffic accidents, the parties can quickly remove pictures after the scene, through the mobile terminal or APP electronic public platform installed on the mobile phone upload accident information, online self negotiation; self negotiation fails, can also apply for public security traffic management the Department will be responsible for online, the conditions of the online loss, online claims.
(two) traffic accident insurance compensation service center fast settlement. Through the establishment of the county and township, in accidents and property loss evaluation, people's mediation, judicial mediation, insurance claims and other functions of the road traffic accident insurance claims service center, by the insurance company, the public security traffic management department of centralized office personnel, the director therefore claims, for vehicle damage, certificate issued by the road traffic accident damage compensation, and mediation.
(three) the traffic accident xieliyuan guidance at fast fast pay. In order to adapt to the road lines in rural areas, people less Internet, characteristics of the accident quickly at do not understand and do not understand, in the countryside traffic safety, to persuade members based on the formation of the accident coordination team, its wide distribution, people mature advantage to slight loss of vehicle road traffic accidents occur on the road in rural areas by accident, workers first time arrived at the scene, the scene to help guide the parties to "line" or "line" negotiation process.
Fast online online payment model
(1) which places have already realized the Internet online fast settlement of traffic accidents?
At present, the Ministry of public security have developed the road traffic accident Internet online nationwide recommend around the use of fast processing system, the parties can use the "traffic 12123" mobile phone WeChat APP or the number of public traffic accident to carry out online fast processing, the system has been in Jiangsu (Wuxi, Changzhou), Liaoning (Tieling, Yingkou), Gansu (Lanzhou, Baiyin), Shandong (Dongying), pilot run. In addition, Beijing, Jilin, Shanghai, Zhejiang, Henan, Guangdong, Yunnan, Guizhou and other provinces and cities as well as Baotou, Zhuhai, Xi'an and other city construction by the application system of Internet online processing, installation of mobile phone APP or on the electronic public platform through the masses, can realize the rapid processing of Internet online. Next, the Ministry of public security and China Insurance Regulatory Commission will speed up the popularization and application of the Internet online fast processing system, and strive to push the Internet online quickly to the national level.
(two) how to use the mobile APP for fast online online payment?
The parties downloaded and installed the "mobile phone 12123" mobile APP software. After registering users and logging in, they can use the "traffic control 12123" mobile APP quick location quick compensation function to make quick traffic accident.
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